American Express – limit of 4 credit cards?

I just ran my quarterly credit card “App-o-rama” yesterday, applying for 7 new credit cards in order to collect the various sign up bonuses. If I bring them all home, that will be an additional 410,000 miles and points added to the collection. When doing this I always try to spread my applications across issuers, so something from Chase, something from Amex, something from Citi etc.

Anyway this time I decided to focus on Hilton, and that included the Hilton cards from Citi and Amex. I got an interesting call today from Amex. There has been some debate over the years as to how many Amex cards one person can have. Right now I have six, four personal and two business. Anyway the lady calling said I had reached the limit of cards one person could have. I was curious how that limit was defined, and she told me that the limit applies to credit cards (not charge cards like the Platinum or Premier Rewards Gold cards) and is 4. This is the first time I have been told of a hard limit. While I would generally caution against taking the word of one customer service agent, this lady sounded like she knew what she was talking about. I agreed to cancel a Delta card I have not used much and just hit me with an annual fee of $150. I actually thought twice about this as that card actually impacts your position on the upgrade list with Delta, but in the end I let it go and got approved for the Hilton card.

This is something to keep in mind when planning your credit card apps. Especially now that Amex is making it clear when you can and can’t get a sign up bonus (generally at least 12 months after you closed the same type of account). With a good plan you should still be able to get one Amex card and sign up bonus per quarter in perpetuity.

Comments

  1. I just ran into the same thing, the rep seemed knowledgeable…perhaps too knowledgeable for my good.

  2. Tous ces components peuvent aussi être le résultat de plus de
    dose ou ils étaient déjà quelques autres pilules qui obtiennent
    réagir avec Garcinia pilules de perte de poids.

  3. Goood info. Lucky me I came across your site by accident (stumbleupon).

    I’ve book-marked it for later!

  4. This is very fascinating, You are a very professional blogger.
    I have joined your rss feed and sit up for in search of extra of your wonderful post.

    Also, I hzve shared yyour website in my social networks

  5. However the military is one of the largest buyers from the drug.

  6. Based on the studies, garcinia cambogia can have modest effects on weight loss.

  7. In the most recent episode Dr. OZ goes face to face
    with would be scammers that used his image and likeness to
    market a product that he did not certify.

  8. Awesome article.

  9. I am glad to be a visitant of this double dyed weblog, regards for
    this rare info!

  10. There is certainly a great deal to find out about this issue.
    I like all the points you have made.

  11. Keep up the excellent work, I read few blog posts on this
    website and I think that your weblog is really interesting and has
    bands of great information.

  12. In a recent study published in the Present Healing Research® journal, scientists used Garcinia Cambogia with
    60% HCA to analyze its fat loss effects.

  13. hello there and thank you for your info ? I have definitely picked up something new from right here.
    I did however expertise several technical points using this web
    site, since I experienced to reload the site a lot of times previous to
    I could get it to load properly. I had been wondering if
    your hosting is OK? Not that I am complaining, but slow loading
    instances times will very frequently affect your placement in google and can damage your
    quality score if advertising and marketing with Adwords.
    Well I’m adding this RSS to my e-mail and can look out for
    much more of your respective intriguing content.

    Ensure that you update this again soon.

  14. Hi there everyone, it’s my first visit at this site,
    and piece of writing is actually fruitful for me, keep up posting these types of articles or reviews.

  15. Very clean web site, thanks for this post.

  16. There’s definately a great deal to find out about this subject.
    I really like all the points you made.

  17. There is certainly a great deal to know about this subject.
    I like all the points you made.

  18. I wanted to follow along and let you know how much I treasured discovering
    this blog today. I’d personally consider it the honor to do things at
    my workplace and be able to make real use of the tips contributed
    on your web-site and also take part in visitors’ remarks like this.
    Should a position regarding guest article writer become available at your end, i
    highly recommend you let me know.

  19. I like this website very much so much good info.

  20. Hi, i believe that i noticed you visited my site so i came to return the want?.I am trying to find things to improve my site!I assume
    its good enough to use a few of your ideas!!

  21. What’s up to all, how is all, I think every one is getting more from this web site, and your views are nice in support of new people.

  22. It’s not my first time to pay a visit this site, i am visiting this web site dailly and
    obtain good data from here everyday.

  23. hello there and thank you for your info ? I’ve definitely picked up something
    new from right here. I did however expertise a few technical points using this web site,
    as I experienced to reload the website lots of
    times previous to I could get it to load correctly. I had been wondering if
    your web hosting is OK? Not that I am complaining, but sluggish loading instances times will sometimes affect your placement in google and
    could damage your quality score if ads and marketing with Adwords.
    Well I am adding this RSS to my e-mail and can look out for much more of your respective interesting content.
    Ensure that you update this again soon.

  24. Hi, Neat post. There’s an issue along with
    your site in web explorer, could test this… IE nonetheless is the market chief and a large component
    of other folks will pass over your fantastic writing due to this problem.

  25. Garcinia cambogias are usually green when unripe, and change in color once ripened:
    The fruits turn magnificent colors of orange, red, yellow and brownish
    yellow once mature.

  26. Ahaa, its pleasant conversation concerning this piece of writing here at this website, I have read all that, so now me also commenting at
    this place.

  27. G. Cambogia provides an increased use of carbohydrates and signs the brain that the body is complete and hunger is
    turned off by increasing the amount of serotonin in the brain.

  28. To lose weight or burn fat you might need to think about
    shifting some of your eating habits, it is likely simply cutting back on sugar and carbs.

  29. I truly love your website.. Very nice colors & theme. Did you make this web site yourself?
    Please reply back as I’m looking to create my very own blog and would love to find out where you got this from or just what the theme is called.
    Many thanks!

  30. Very energetic article, I loved that bit. Will there be
    a part 2?

  31. I truly enjoy looking through on this site, it has fantastic blog posts.

  32. I really like your blog.. very nice colors & theme. Did you make this website yourself or did you hire someone
    to do it for you? Plz respond as I’m looking to construct my own blog and would
    like to find out where u got this from. thanks a lot

  33. This review provides complete info about the
    herbal drug Garcinia cambogia and its actions in controlling weight.

  34. Thanks in favor of sharing such a pleasant thought, piece of writing
    is good, thats why i have read it fully

  35. hey there and thank you for your information ? I’ve
    definitely picked up something new from right here. I did however expertise some technical issues using this site, since I experienced to reload the site many times previous to I could get it to load properly.
    I had been wondering if your web host is OK? Not that I’m complaining,
    but sluggish loading instances times will very frequently
    affect your placement in google and could damage your high quality
    score if ads and marketing with Adwords. Anyway I am adding this RSS to my e-mail and could
    look out for much more of your respective interesting content.

    Make sure you update this again very soon.

  36. Some truly select content on this site, bookmarked.

  37. Existem obras desde arte, chamadas de nus”, cuja intenção
    não é esta, e que não provoca qualquer reação de caráter sexual
    nos observadores.

  38. We dug our pond with shovels and it was not an easy task.

    Generally E-coli take shelter in the digestive system of
    human beings, mostly in the intestines. The direction of
    water flow with respect to the lens – In short, the best
    shutter speed varies from one waterfall to another.

  39. Hi, Neat post. There is a problem with your website in web explorer, could
    check this… IE nonetheless is the market chief and
    a large part of folks will pass over your great writing due to this problem.

  40. hello there and thank you for your information ? I’ve definitely picked up
    anything new from right here. I did however expertise some technical issues using this
    website, as I experienced to reload the site many times
    previous to I could get it to load correctly. I had been wondering
    if your web host is OK? Not that I am complaining, but slow loading instances times
    will sometimes affect your placement in google and could damage your high-quality score if advertising and marketing with Adwords.
    Anyway I’m adding this RSS to my email and could look out for much more of your
    respective intriguing content. Ensure that you update
    this again soon.

  41. I genuinely enjoy studying on this site, it has got great
    articles.

  42. About our Pocket Politics Hack

    This Pocket Politics hack is capable of generating an unlimited amount of silver and gold.
    The Pocket Politics hack used to be a standalone downloadable package, but we are incredibly proud of the fact that we have
    managed to make it an online generator. Along with
    our built in proxy support it makes it 100% safe and undetectable.
    Legitimate Pocket Politics cheats are hard to come by and as far as we
    are aware, ours is currently the only working and regularly updated Pocket Politics generator available on the web for free.

    Visit the webpage: Pocket Politics Hack

    Pocket Politics Hack Features

    – Generate unlimited diamonds
    – Online Pocket Politics hack (no download)
    – 100% safe and undetected
    – User friendly interface

Trackbacks

  1. [...] with no way of appealing. Another great result, and I will cover in more detail some of the experiences I had in this round to help you in your planning too.   If you enjoyed this [...]

Speak Your Mind

*

* 3+0=?